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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $62,156 | $175,259-64.5% | $149,723-58.5% | $139,487-55.4% |
| Participation rate | 60.9% | 83.4%-22.5pp | 78.8%-17.9pp | 80.3%-19.5pp |
| Annual return | 21.01% | 166.82%-145.8pp | 134.50%-113.5pp | 373.84%-352.8pp |
| Employer contribution / active EE | $1,361 | $5,478-75.2% | $4,821-71.8% | $4,755-71.4% |
| Participant deferral / active EE | $4,103 | $6,522-37.1% | $5,682-27.8% | $6,713-38.9% |
| Admin fee / account holder | $4,312 | $16,158-73.3% | $13,215-67.4% | $11,407-62.2% |