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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $56,665 | $209,422-72.9% | $178,503-68.3% | $158,982-64.4% |
| Participation rate | 90.9% | 86.4%+4.6pp | 81.9%+9.0pp | 82.0%+8.9pp |
| Annual return | 18.71% | 188.81%-170.1pp | 151.12%-132.4pp | 302.99%-284.3pp |
| Employer contribution / active EE | $1,230 | $5,707-78.4% | $5,011-75.5% | $4,763-74.2% |
| Participant deferral / active EE | $5,024 | $5,955-15.6% | $5,202-3.4% | $5,983-16.0% |
| Admin fee / account holder | $3,414 | $17,079-80.0% | $13,987-75.6% | $11,252-69.7% |