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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $57,460 | $81,331-29.4% | $155,534-63.1% | $80,935-29.0% |
| Participation rate | 52.2% | 66.3%-14.0pp | 78.2%-26.0pp | 67.7%-15.4pp |
| Annual return | 11.08% | 33.37%-22.3pp | 64.92%-53.8pp | 35.66%-24.6pp |
| Employer contribution / active EE | $1,254 | $3,105-59.6% | $4,675-73.2% | $2,757-54.5% |
| Participant deferral / active EE | $2,693 | $3,454-22.0% | $5,630-52.2% | $4,299-37.4% |
| Admin fee / account holder | $1,427 | $7,999-82.2% | $15,900-91.0% | $6,924-79.4% |