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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $57,460 | $81,262-29.3% | $155,602-63.1% | $80,911-29.0% |
| Participation rate | 52.2% | 66.2%-14.0pp | 78.2%-26.0pp | 67.6%-15.4pp |
| Annual return | 11.08% | 33.34%-22.3pp | 64.81%-53.7pp | 35.63%-24.6pp |
| Employer contribution / active EE | $1,254 | $3,102-59.6% | $4,675-73.2% | $2,756-54.5% |
| Participant deferral / active EE | $2,693 | $3,451-22.0% | $5,629-52.2% | $4,297-37.3% |
| Admin fee / account holder | $1,427 | $7,992-82.1% | $15,923-91.0% | $6,935-79.4% |