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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $49,215 | $85,169-42.2% | $172,755-71.5% | $72,983-32.6% |
| Participation rate | 44.7% | 70.1%-25.3pp | 82.6%-37.9pp | 69.5%-24.8pp |
| Annual return | 22.17% | 27.32%-5.2pp | 802.94%-780.8pp | 81.01%-58.8pp |
| Employer contribution / active EE | $914 | $3,324-72.5% | $5,144-82.2% | $2,440-62.5% |
| Participant deferral / active EE | $1,929 | $3,260-40.8% | $5,198-62.9% | $3,608-46.5% |
| Admin fee / account holder | $2,819 | $5,880-52.1% | $13,955-79.8% | $5,124-45.0% |