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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $128,222 | $217,427-41.0% | $185,837-31.0% | $167,518-23.5% |
| Participation rate | 100.0% | 86.0%+14.0pp | 81.7%+18.3pp | 82.1%+17.9pp |
| Annual return | 11.75% | 148.39%-136.6pp | 122.08%-110.3pp | 478.71%-467.0pp |
| Employer contribution / active EE | $5,285 | $5,874-10.0% | $5,168+2.3% | $4,838+9.2% |
| Participant deferral / active EE | $5,165 | $6,357-18.7% | $5,568-7.2% | $6,342-18.6% |
| Admin fee / account holder | $323 | $19,816-98.4% | $16,241-98.0% | $12,312-97.4% |