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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $127,114 | $183,592-30.8% | $155,574-18.3% | $145,877-12.9% |
| Participation rate | 100.0% | 82.7%+17.3pp | 78.2%+21.8pp | 80.3%+19.7pp |
| Annual return | 10.52% | 61.37%-50.9pp | 64.87%-54.3pp | 551.28%-540.8pp |
| Employer contribution / active EE | $6,295 | $5,317+18.4% | $4,676+34.6% | $4,663+35.0% |
| Participant deferral / active EE | $6,253 | $6,466-3.3% | $5,629+11.1% | $6,691-6.5% |
| Admin fee / account holder | $1,413 | $19,316-92.7% | $15,914-91.1% | $13,402-89.5% |