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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $114,024 | $209,428-45.6% | $178,498-36.1% | $158,950-28.3% |
| Participation rate | 100.0% | 86.4%+13.6pp | 81.9%+18.1pp | 82.0%+18.0pp |
| Annual return | 12.30% | 188.78%-176.5pp | 151.09%-138.8pp | 302.91%-290.6pp |
| Employer contribution / active EE | $5,718 | $5,707+0.2% | $5,011+14.1% | $4,762+20.1% |
| Participant deferral / active EE | $5,655 | $5,955-5.0% | $5,202+8.7% | $5,983-5.5% |
| Admin fee / account holder | $1,028 | $17,077-94.0% | $13,985-92.7% | $11,248-90.9% |