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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $38,233 | $102,393-62.7% | $147,041-74.0% | $80,911-52.7% |
| Participation rate | 100.0% | 75.9%+24.1pp | 82.2%+17.8pp | 67.6%+32.4pp |
| Annual return | 51.83% | 134.95%-83.1pp | 419.21%-367.4pp | 35.63%+16.2pp |
| Employer contribution / active EE | $3,880 | $3,715+4.4% | $4,935-21.4% | $2,756+40.8% |
| Participant deferral / active EE | $8,311 | $6,647+25.0% | $8,071+3.0% | $4,297+93.4% |
| Admin fee / account holder | $1,715 | $7,943-78.4% | $13,006-86.8% | $6,935-75.3% |