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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $15,956 | $82,674-80.7% | $125,381-87.3% | $68,486-76.7% |
| Participation rate | 93.8% | 75.1%+18.7pp | 82.4%+11.4pp | 67.9%+25.9pp |
| Annual return | -18.27% | -5.97%-12.3pp | 572.31%-590.6pp | -7.85%-10.4pp |
| Employer contribution / active EE | $2,706 | $3,382-20.0% | $4,815-43.8% | $2,597+4.2% |
| Participant deferral / active EE | $7,079 | $6,111+15.8% | $7,448-5.0% | $4,028+75.8% |
| Admin fee / account holder | $1,770 | $6,277-71.8% | $10,007-82.3% | $5,404-67.3% |