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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $21,599 | $93,589-76.9% | $135,942-84.1% | $75,181-71.3% |
| Participation rate | 97.3% | 75.2%+22.1pp | 81.9%+15.4pp | 67.2%+30.1pp |
| Annual return | 21.49% | 30.90%-9.4pp | 68.28%-46.8pp | 160.69%-139.2pp |
| Employer contribution / active EE | $3,517 | $3,537-0.6% | $4,858-27.6% | $2,671+31.7% |
| Participant deferral / active EE | $6,642 | $6,405+3.7% | $7,759-14.4% | $4,126+61.0% |
| Admin fee / account holder | $627 | $6,977-91.0% | $10,764-94.2% | $5,650-88.9% |