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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $148,752 | $104,650+42.1% | $83,854+77.4% | $155,188-4.1% |
| Participation rate | 16.7% | 65.1%-48.4pp | 59.1%-42.4pp | 80.8%-64.1pp |
| Annual return | 12.22% | 28.97%-16.7pp | 31.39%-19.2pp | 148.84%-136.6pp |
| Employer contribution / active EE | $593 | $1,196-50.4% | $1,017-41.7% | $4,248-86.0% |
| Participant deferral / active EE | $2,263 | $2,367-4.4% | $2,035+11.2% | $6,531-65.3% |
| Admin fee / account holder | $16,184 | $3,518+360.0% | $3,197+406.3% | $14,480+11.8% |