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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $54,892 | $73,848-25.7% | $143,799-61.8% | $68,486-19.8% |
| Participation rate | 34.7% | 66.7%-32.0pp | 80.3%-45.6pp | 67.9%-33.2pp |
| Annual return | -9.73% | 0.91%-10.6pp | -0.04%-9.7pp | -7.85%-1.9pp |
| Employer contribution / active EE | $1,266 | $3,184-60.2% | $4,952-74.4% | $2,597-51.2% |
| Participant deferral / active EE | $2,683 | $3,385-20.7% | $5,638-52.4% | $4,028-33.4% |
| Admin fee / account holder | $9,284 | $5,755+61.3% | $14,677-36.7% | $5,404+71.8% |