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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $25,518 | $75,962-66.4% | $154,108-83.4% | $64,173-60.2% |
| Participation rate | 23.9% | 70.4%-46.5pp | 83.0%-59.2pp | 69.6%-45.7pp |
| Annual return | 0.11% | 30.32%-30.2pp | 735.21%-735.1pp | 7.63%-7.5pp |
| Employer contribution / active EE | $534 | $3,350-84.1% | $5,298-89.9% | $2,381-77.6% |
| Participant deferral / active EE | $995 | $3,175-68.7% | $5,081-80.4% | $3,470-71.3% |
| Admin fee / account holder | $1,063 | $5,589-81.0% | $13,411-92.1% | $4,887-78.3% |