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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $14,583 | $84,236-82.7% | $170,435-91.4% | $70,126-79.2% |
| Participation rate | 39.1% | 70.8%-31.7pp | 83.6%-44.5pp | 69.5%-30.4pp |
| Annual return | 13.13% | 23.06%-9.9pp | 205.94%-192.8pp | 73.15%-60.0pp |
| Employer contribution / active EE | $875 | $3,387-74.2% | $5,432-83.9% | $2,343-62.6% |
| Participant deferral / active EE | $1,616 | $3,086-47.6% | $4,939-67.3% | $3,332-51.5% |
| Admin fee / account holder | $300 | $5,698-94.7% | $13,881-97.8% | $4,645-93.5% |