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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $117,774 | $104,106+13.1% | $71,086+65.7% | $135,379-13.0% |
| Participation rate | 14.3% | 65.7%-51.4pp | 54.7%-40.4pp | 82.6%-68.4pp |
| Annual return | -5.08% | 1256.30%-1261.4pp | 650.59%-655.7pp | 519.79%-524.9pp |
| Employer contribution / active EE | $2,768 | $1,485+86.4% | $1,088+154.5% | $4,779-42.1% |
| Participant deferral / active EE | $1,327 | $2,527-47.5% | $1,874-29.2% | $5,609-76.3% |
| Admin fee / account holder | $1,177 | $4,142-71.6% | $3,082-61.8% | $10,828-89.1% |