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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $93,875 | $107,030-12.3% | $73,550+27.6% | $147,586-36.4% |
| Participation rate | 33.3% | 66.4%-33.0pp | 54.9%-21.6pp | 82.8%-49.5pp |
| Annual return | 8.41% | 38.25%-29.8pp | -15.16%+23.6pp | 578.59%-570.2pp |
| Employer contribution / active EE | $6,458 | $1,760+266.9% | $1,219+429.7% | $4,876+32.4% |
| Participant deferral / active EE | $3,096 | $2,458+26.0% | $1,804+71.6% | $5,439-43.1% |
| Admin fee / account holder | $1,231 | $3,055-59.7% | $2,320-47.0% | $10,886-88.7% |