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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $60,152 | $103,949-42.1% | $69,182-13.1% | $273,972-78.0% |
| Participation rate | 28.6% | 67.4%-38.8pp | 55.1%-26.5pp | 83.0%-54.4pp |
| Annual return | 9.37% | 35.28%-25.9pp | -21.93%+31.3pp | 41.46%-32.1pp |
| Employer contribution / active EE | $5,601 | $1,783+214.1% | $1,206+364.3% | $4,869+15.0% |
| Participant deferral / active EE | $2,687 | $2,716-1.1% | $1,897+41.6% | $5,287-49.2% |
| Admin fee / account holder | $1,293 | $3,671-64.8% | $2,697-52.1% | $10,133-87.2% |