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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $49,617 | $209,422-76.3% | $178,503-72.2% | $158,982-68.8% |
| Participation rate | 72.7% | 86.4%-13.6pp | 81.9%-9.2pp | 82.0%-9.2pp |
| Annual return | 167.85% | 188.81%-21.0pp | 151.12%+16.7pp | 302.99%-135.1pp |
| Employer contribution / active EE | $898 | $5,707-84.3% | $5,011-82.1% | $4,763-81.2% |
| Participant deferral / active EE | $4,066 | $5,955-31.7% | $5,202-21.8% | $5,983-32.0% |
| Admin fee / account holder | $1,489 | $17,079-91.3% | $13,987-89.4% | $11,252-86.8% |