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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $12,752 | $180,459-92.9% | $154,108-91.7% | $135,380-90.6% |
| Participation rate | 71.4% | 87.4%-16.0pp | 83.0%-11.6pp | 82.6%-11.2pp |
| Annual return | -47.24% | 888.21%-935.5pp | 735.21%-782.5pp | 519.81%-567.1pp |
| Employer contribution / active EE | $1,307 | $6,035-78.3% | $5,298-75.3% | $4,779-72.6% |
| Participant deferral / active EE | $5,685 | $5,806-2.1% | $5,081+11.9% | $5,609+1.4% |
| Admin fee / account holder | $436 | $16,145-97.3% | $13,411-96.8% | $10,828-96.0% |