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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $16,807 | $202,342-91.7% | $172,753-90.3% | $152,909-89.0% |
| Participation rate | 80.0% | 87.1%-7.1pp | 82.6%-2.6pp | 82.5%-2.5pp |
| Annual return | 29.92% | 1029.88%-1000.0pp | 803.00%-773.1pp | 345.46%-315.5pp |
| Employer contribution / active EE | $960 | $5,857-83.6% | $5,144-81.3% | $4,764-79.9% |
| Participant deferral / active EE | $4,575 | $5,948-23.1% | $5,198-12.0% | $5,851-21.8% |
| Admin fee / account holder | $475 | $17,112-97.2% | $13,956-96.6% | $11,601-95.9% |