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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $39,088 | $91,559-57.3% | $133,959-70.8% | $79,858-51.1% |
| Participation rate | 79.5% | 73.3%+6.2pp | 79.8%-0.3pp | 69.6%+9.9pp |
| Annual return | 25.23% | 61.85%-36.6pp | 45.09%-19.9pp | 31.72%-6.5pp |
| Employer contribution / active EE | $0 | $2,384-100.0% | $3,919-100.0% | $2,471-100.0% |
| Participant deferral / active EE | $2,652 | $3,734-29.0% | $5,047-47.5% | $3,740-29.1% |
| Admin fee / account holder | $966 | $6,321-84.7% | $8,928-89.2% | $5,306-81.8% |