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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $23,388 | $72,404-67.7% | $110,241-78.8% | $64,181-63.6% |
| Participation rate | 83.0% | 73.3%+9.6pp | 79.8%+3.2pp | 69.6%+13.4pp |
| Annual return | -2.02% | -6.29%+4.3pp | 314.75%-316.8pp | 7.63%-9.6pp |
| Employer contribution / active EE | $0 | $2,282-100.0% | $3,827-100.0% | $2,381-100.0% |
| Participant deferral / active EE | $2,162 | $3,469-37.7% | $4,672-53.7% | $3,470-37.7% |
| Admin fee / account holder | $3,034 | $5,664-46.4% | $8,548-64.5% | $4,887-37.9% |