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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $51,441 | $78,707-34.6% | $117,861-56.4% | $70,126-26.6% |
| Participation rate | 34.7% | 73.2%-38.5pp | 79.7%-45.0pp | 69.5%-34.8pp |
| Annual return | 18.94% | 23.30%-4.4pp | 335.11%-316.2pp | 73.15%-54.2pp |
| Employer contribution / active EE | $0 | $2,223-100.0% | $3,786-100.0% | $2,343-100.0% |
| Participant deferral / active EE | $1,563 | $3,297-52.6% | $4,482-65.1% | $3,332-53.1% |
| Admin fee / account holder | $279 | $5,066-94.5% | $8,021-96.5% | $4,645-94.0% |