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Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $6,377 | $56,894-88.8% | $84,753-92.5% | $62,881-89.9% |
| Participation rate | 78.6% | 68.5%+10.0pp | 76.6%+2.0pp | 69.3%+9.3pp |
| Annual return | 11.20% | 6.30%+4.9pp | 22.78%-11.6pp | 20.14%-8.9pp |
| Employer contribution / active EE | $0 | $2,400-100.0% | $3,574-100.0% | $2,281-100.0% |
| Participant deferral / active EE | $3,256 | $2,709+20.2% | $3,712-12.3% | $3,203+1.7% |
| Admin fee / account holder | $191 | $3,581-94.7% | $5,333-96.4% | $4,296-95.6% |