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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $16,721 | $65,367-74.4% | $92,915-82.0% | $72,976-77.1% |
| Participation rate | 87.5% | 68.3%+19.2pp | 76.0%+11.5pp | 69.5%+18.0pp |
| Annual return | 19.06% | 42.11%-23.0pp | 109.45%-90.4pp | 81.02%-62.0pp |
| Employer contribution / active EE | $958 | $2,594-63.1% | $3,653-73.8% | $2,440-60.7% |
| Participant deferral / active EE | $3,710 | $3,128+18.6% | $4,238-12.5% | $3,608+2.8% |
| Admin fee / account holder | $3,223 | $4,251-24.2% | $5,796-44.4% | $5,124-37.1% |