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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $64,064 | $148,623-56.9% | $135,974-52.9% | $139,466-54.1% |
| Participation rate | 85.0% | 83.9%+1.1pp | 81.9%+3.1pp | 80.3%+4.7pp |
| Annual return | 17.49% | 79.30%-61.8pp | 68.30%-50.8pp | 373.66%-356.2pp |
| Employer contribution / active EE | $1,758 | $5,246-66.5% | $4,859-63.8% | $4,754-63.0% |
| Participant deferral / active EE | $5,121 | $8,103-36.8% | $7,760-34.0% | $6,712-23.7% |
| Admin fee / account holder | $13,112 | $12,406+5.7% | $10,767+21.8% | $11,409+14.9% |