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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $68,333 | $157,296-56.6% | $141,191-51.6% | $152,897-55.3% |
| Participation rate | 76.5% | 84.8%-8.4pp | 82.5%-6.0pp | 82.5%-6.0pp |
| Annual return | 35.71% | 64.34%-28.6pp | 71.41%-35.7pp | 345.43%-309.7pp |
| Employer contribution / active EE | $6,218 | $5,262+18.2% | $4,736+31.3% | $4,764+30.5% |
| Participant deferral / active EE | $5,878 | $7,111-17.3% | $6,710-12.4% | $5,851+0.5% |
| Admin fee / account holder | $2,770 | $12,125-77.2% | $10,264-73.0% | $11,599-76.1% |