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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $61,631 | $82,674-25.5% | $125,381-50.8% | $68,486-10.0% |
| Participation rate | 88.0% | 75.1%+12.9pp | 82.4%+5.6pp | 67.9%+20.1pp |
| Annual return | -19.54% | -5.97%-13.6pp | 572.31%-591.8pp | -7.85%-11.7pp |
| Employer contribution / active EE | $3,157 | $3,382-6.6% | $4,815-34.4% | $2,597+21.6% |
| Participant deferral / active EE | $2,460 | $6,111-59.7% | $7,448-67.0% | $4,028-38.9% |
| Admin fee / account holder | $990 | $6,277-84.2% | $10,007-90.1% | $5,404-81.7% |