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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $436,561 | $124,314+251.2% | $109,163+299.9% | $167,518+160.6% |
| Participation rate | 40.0% | 79.4%-39.4pp | 75.9%-35.9pp | 82.1%-42.1pp |
| Annual return | 17.13% | 26.04%-8.9pp | 25.75%-8.6pp | 478.71%-461.6pp |
| Employer contribution / active EE | $1,350 | $4,209-67.9% | $3,723-63.7% | $4,838-72.1% |
| Participant deferral / active EE | $10,590 | $5,256+101.5% | $4,654+127.6% | $6,342+67.0% |
| Admin fee / account holder | $0 | $7,973-100.0% | $6,754-100.0% | $12,312-100.0% |