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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $220,968 | $97,732+126.1% | $83,831+163.6% | $135,380+63.2% |
| Participation rate | 40.0% | 80.0%-40.0pp | 76.1%-36.1pp | 82.6%-42.6pp |
| Annual return | -3.60% | 1287.56%-1291.2pp | 850.99%-854.6pp | 519.81%-523.4pp |
| Employer contribution / active EE | $1,232 | $4,222-70.8% | $3,631-66.1% | $4,779-74.2% |
| Participant deferral / active EE | $9,460 | $4,683+102.0% | $4,082+131.8% | $5,609+68.7% |
| Admin fee / account holder | $0 | $6,675-100.0% | $5,479-100.0% | $10,828-100.0% |