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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $201,490 | $106,003+90.1% | $92,236+118.5% | $147,585+36.5% |
| Participation rate | 40.0% | 80.4%-40.4pp | 76.5%-36.5pp | 82.8%-42.8pp |
| Annual return | 17.29% | 50.05%-32.8pp | 176.29%-159.0pp | 578.57%-561.3pp |
| Employer contribution / active EE | $1,232 | $4,333-71.6% | $3,679-66.5% | $4,876-74.7% |
| Participant deferral / active EE | $9,360 | $4,478+109.0% | $3,897+140.2% | $5,439+72.1% |
| Admin fee / account holder | $0 | $6,333-100.0% | $5,194-100.0% | $10,885-100.0% |