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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $217,146 | $180,749+20.1% | $160,784+35.1% | $137,256+58.2% |
| Participation rate | 66.7% | 80.0%-13.3pp | 77.0%-10.3pp | 80.0%-13.3pp |
| Annual return | 15.89% | 2234.46%-2218.6pp | 1803.92%-1788.0pp | 220.34%-204.4pp |
| Employer contribution / active EE | $3,314 | $4,155-20.2% | $3,733-11.2% | $4,156-20.3% |
| Participant deferral / active EE | $4,862 | $6,844-29.0% | $6,293-22.7% | $6,407-24.1% |
| Admin fee / account holder | $1,170 | $10,397-88.7% | $9,717-88.0% | $12,270-90.5% |