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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $38,756 | $104,694-63.0% | $85,709-54.8% | $167,536-76.9% |
| Participation rate | 47.1% | 76.4%-29.3pp | 69.9%-22.8pp | 82.1%-35.1pp |
| Annual return | 14.56% | 21.45%-6.9pp | 21.49%-6.9pp | 478.82%-464.3pp |
| Employer contribution / active EE | $1,274 | $3,337-61.8% | $2,619-51.4% | $4,839-73.7% |
| Participant deferral / active EE | $3,261 | $4,826-32.4% | $3,924-16.9% | $6,342-48.6% |
| Admin fee / account holder | $0 | $10,035-100.0% | $6,876-100.0% | $12,315-100.0% |