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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $63,925 | $85,024-24.8% | $70,544-9.4% | $139,466-54.2% |
| Participation rate | 33.3% | 73.9%-40.6pp | 68.4%-35.0pp | 80.3%-47.0pp |
| Annual return | 17.66% | 30.39%-12.7pp | 32.79%-15.1pp | 373.66%-356.0pp |
| Employer contribution / active EE | $1,047 | $3,912-73.2% | $2,976-64.8% | $4,754-78.0% |
| Participant deferral / active EE | $2,942 | $5,891-50.1% | $4,568-35.6% | $6,712-56.2% |
| Admin fee / account holder | $1,047 | $8,928-88.3% | $6,427-83.7% | $11,409-90.8% |