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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $39,700 | $82,288-51.8% | $68,794-42.3% | $134,509-70.5% |
| Participation rate | 47.1% | 75.1%-28.0pp | 69.0%-22.0pp | 81.2%-34.2pp |
| Annual return | -20.20% | -2.19%-18.0pp | -6.37%-13.8pp | 418.13%-438.3pp |
| Employer contribution / active EE | $1,287 | $3,301-61.0% | $2,656-51.5% | $4,741-72.8% |
| Participant deferral / active EE | $3,358 | $4,738-29.1% | $3,941-14.8% | $6,400-47.5% |
| Admin fee / account holder | $0 | $6,482-100.0% | $4,934-100.0% | $11,427-100.0% |