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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $39,700 | $82,324-51.8% | $68,803-42.3% | $134,545-70.5% |
| Participation rate | 47.1% | 75.1%-28.0pp | 69.0%-22.0pp | 81.2%-34.2pp |
| Annual return | -20.20% | -2.17%-18.0pp | -6.37%-13.8pp | 418.37%-438.6pp |
| Employer contribution / active EE | $1,287 | $3,302-61.0% | $2,656-51.5% | $4,742-72.9% |
| Participant deferral / active EE | $3,358 | $4,740-29.2% | $3,942-14.8% | $6,401-47.5% |
| Admin fee / account holder | $0 | $6,485-100.0% | $4,936-100.0% | $11,431-100.0% |