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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $65,895 | $69,255-4.9% | $121,871-45.9% | $69,255-4.9% |
| Participation rate | 18.8% | 69.0%-50.3pp | 73.2%-54.4pp | 69.0%-50.3pp |
| Annual return | 37.32% | 26.73%+10.6pp | 13.57%+23.8pp | 26.73%+10.6pp |
| Employer contribution / active EE | $733 | $2,645-72.3% | $2,731-73.2% | $2,645-72.3% |
| Participant deferral / active EE | $1,497 | $2,890-48.2% | $4,318-65.3% | $2,890-48.2% |
| Admin fee / account holder | $3,715 | $733+407.0% | $11,551-67.8% | $733+407.0% |