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| Provider | Service type | Compensation |
|---|---|---|
Filed as: PRINCIPAL SECURITIES INC Service code 49 · EIN 42-0941553 | Other Services | $10,614 |
PRINCIPAL LIFE INSURANCE COMPANY5+ years Service code 13 · EIN 42-0127290 | Contract Administrator | $2,663 |
Filed as: WILSHIRE ADVISORS LLC Service code 27 · EIN 95-2755361 | Advisory (Plan) | $0 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Annual investment return is in the bottom quintile of the peer cohort.
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $31,439 | $56,503-44.4% | $70,098-55.1% | $64,814-51.5% |
| Participation rate | 23.3% | 70.5%-47.2pp | 70.5%-47.2pp | 71.5%-48.1pp |
| Annual return | -17.87% | -13.44%-4.4pp | 190.76%-208.6pp | 32.84%-50.7pp |
| Employer contribution / active EE | $816 | $2,046-60.1% | $2,560-68.1% | $2,507-67.4% |
| Participant deferral / active EE | $1,689 | $3,389-50.2% | $3,849-56.1% | $4,310-60.8% |
| Admin fee / account holder | $28 | $160-82.3% | $6,266-99.5% | $188-84.9% |