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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $180,607 | $166,268+8.6% | $165,100+9.4% | $145,897+23.8% |
| Participation rate | 100.0% | 82.0%+18.0pp | 78.6%+21.4pp | 80.3%+19.7pp |
| Annual return | 9.68% | 100.52%-90.8pp | 70.21%-60.5pp | 552.29%-542.6pp |
| Employer contribution / active EE | $13,130 | $5,284+148.5% | $4,348+202.0% | $4,663+181.6% |
| Participant deferral / active EE | $4,863 | $6,964-30.2% | $6,035-19.4% | $6,689-27.3% |
| Admin fee / account holder | $1,660 | $16,659-90.0% | $12,696-86.9% | $13,390-87.6% |