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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $232,267 | $178,174+30.4% | $156,181+48.7% | $137,256+69.2% |
| Participation rate | 100.0% | 82.0%+18.0pp | 78.8%+21.2pp | 80.0%+20.0pp |
| Annual return | 16.39% | 84.19%-67.8pp | 64.87%-48.5pp | 220.34%-204.0pp |
| Employer contribution / active EE | $15,568 | $4,972+213.1% | $4,294+262.6% | $4,156+274.6% |
| Participant deferral / active EE | $5,066 | $6,888-26.5% | $6,132-17.4% | $6,407-20.9% |
| Admin fee / account holder | $16,685 | $17,404-4.1% | $14,586+14.4% | $12,270+36.0% |