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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $291,689 | $75,962+284.0% | $154,108+89.3% | $64,173+354.5% |
| Participation rate | 97.1% | 70.4%+26.7pp | 83.0%+14.1pp | 69.6%+27.6pp |
| Annual return | -3.12% | 30.32%-33.4pp | 735.21%-738.3pp | 7.63%-10.8pp |
| Employer contribution / active EE | $7,283 | $3,350+117.4% | $5,298+37.5% | $2,381+205.9% |
| Participant deferral / active EE | $6,613 | $3,175+108.3% | $5,081+30.2% | $3,470+90.6% |
| Admin fee / account holder | $1,930 | $5,589-65.5% | $13,411-85.6% | $4,887-60.5% |