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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $323,622 | $95,415+239.2% | $185,851+74.1% | $85,851+277.0% |
| Participation rate | 100.0% | 68.8%+31.2pp | 81.7%+18.3pp | 69.3%+30.7pp |
| Annual return | 10.36% | 23.59%-13.2pp | 122.11%-111.7pp | 318.63%-308.3pp |
| Employer contribution / active EE | $8,442 | $3,314+154.7% | $5,168+63.3% | $2,565+229.1% |
| Participant deferral / active EE | $6,349 | $3,424+85.4% | $5,569+14.0% | $3,952+60.6% |
| Admin fee / account holder | $94,524 | $7,215+1210.2% | $16,245+481.9% | $6,261+1409.7% |