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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $285,791 | $77,920+266.8% | $149,723+90.9% | $75,177+280.2% |
| Participation rate | 97.0% | 65.6%+31.4pp | 78.8%+18.2pp | 67.2%+29.8pp |
| Annual return | 12.43% | 31.72%-19.3pp | 134.50%-122.1pp | 160.75%-148.3pp |
| Employer contribution / active EE | $8,251 | $3,138+162.9% | $4,821+71.1% | $2,671+208.9% |
| Participant deferral / active EE | $6,906 | $3,411+102.4% | $5,682+21.5% | $4,126+67.4% |
| Admin fee / account holder | $6,332 | $5,951+6.4% | $13,215-52.1% | $5,651+12.0% |