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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $81,319 | $159,978-49.2% | $147,041-44.7% | $145,978-44.3% |
| Participation rate | 81.8% | 84.0%-2.2pp | 82.2%-0.4pp | 80.3%+1.5pp |
| Annual return | 15.17% | 98.36%-83.2pp | 419.21%-404.0pp | 550.52%-535.3pp |
| Employer contribution / active EE | $3,921 | $5,288-25.9% | $4,935-20.6% | $4,662-15.9% |
| Participant deferral / active EE | $12,333 | $8,429+46.3% | $8,071+52.8% | $6,690+84.4% |
| Admin fee / account holder | $5,992 | $15,053-60.2% | $13,006-53.9% | $13,400-55.3% |