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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $61,647 | $148,582-58.5% | $135,942-54.7% | $139,456-55.8% |
| Participation rate | 76.2% | 83.9%-7.7pp | 81.9%-5.7pp | 80.3%-4.1pp |
| Annual return | 27.40% | 79.26%-51.9pp | 68.28%-40.9pp | 373.45%-346.0pp |
| Employer contribution / active EE | $4,962 | $5,245-5.4% | $4,858+2.1% | $4,753+4.4% |
| Participant deferral / active EE | $14,811 | $8,101+82.8% | $7,759+90.9% | $6,711+120.7% |
| Admin fee / account holder | $6,256 | $12,402-49.6% | $10,764-41.9% | $11,407-45.2% |