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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $33,131 | $82,674-59.9% | $125,381-73.6% | $68,486-51.6% |
| Participation rate | 68.6% | 75.1%-6.5pp | 82.4%-13.8pp | 67.9%+0.7pp |
| Annual return | -15.36% | -5.97%-9.4pp | 572.31%-587.7pp | -7.85%-7.5pp |
| Employer contribution / active EE | $2,616 | $3,382-22.6% | $4,815-45.7% | $2,597+0.8% |
| Participant deferral / active EE | $7,211 | $6,111+18.0% | $7,448-3.2% | $4,028+79.0% |
| Admin fee / account holder | $2,501 | $6,277-60.1% | $10,007-75.0% | $5,404-53.7% |