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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $44,790 | $106,749-58.0% | $145,433-69.2% | $82,448-45.7% |
| Participation rate | 96.2% | 75.6%+20.6pp | 82.1%+14.1pp | 68.1%+28.1pp |
| Annual return | 24.74% | 27.59%-2.9pp | 66.58%-41.8pp | 41.64%-16.9pp |
| Employer contribution / active EE | $3,424 | $3,444-0.6% | $4,554-24.8% | $2,551+34.2% |
| Participant deferral / active EE | $6,235 | $6,519-4.3% | $7,897-21.0% | $4,139+50.6% |
| Admin fee / account holder | $5,845 | $8,390-30.3% | $13,129-55.5% | $7,234-19.2% |