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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $44,790 | $107,421-58.3% | $182,262-75.4% | $94,015-52.4% |
| Participation rate | 96.2% | 77.8%+18.4pp | 84.2%+12.0pp | 70.8%+25.4pp |
| Annual return | 24.74% | 21.32%+3.4pp | 140.60%-115.9pp | 17.84%+6.9pp |
| Employer contribution / active EE | $3,424 | $3,448-0.7% | $5,046-32.1% | $2,790+22.7% |
| Participant deferral / active EE | $6,235 | $6,558-4.9% | $8,276-24.7% | $4,249+46.7% |
| Admin fee / account holder | $5,845 | $8,692-32.8% | $16,712-65.0% | $8,951-34.7% |