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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $13,789 | $98,766-86.0% | $149,730-90.8% | $79,852-82.7% |
| Participation rate | 89.7% | 75.8%+14.0pp | 82.5%+7.3pp | 69.6%+20.1pp |
| Annual return | 22.35% | 27.43%-5.1pp | 276.70%-254.3pp | 31.72%-9.4pp |
| Employer contribution / active EE | $2,139 | $3,217-33.5% | $4,645-54.0% | $2,471-13.4% |
| Participant deferral / active EE | $3,207 | $5,681-43.5% | $6,843-53.1% | $3,740-14.3% |
| Admin fee / account holder | $518 | $6,052-91.4% | $9,310-94.4% | $5,306-90.2% |