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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $30,662 | $198,457-84.5% | $170,435-82.0% | $147,586-79.2% |
| Participation rate | 92.3% | 88.0%+4.3pp | 83.6%+8.7pp | 82.8%+9.5pp |
| Annual return | 19.44% | 257.30%-237.9pp | 205.94%-186.5pp | 578.59%-559.2pp |
| Employer contribution / active EE | $3,449 | $6,183-44.2% | $5,432-36.5% | $4,876-29.3% |
| Participant deferral / active EE | $7,777 | $5,629+38.1% | $4,939+57.4% | $5,439+43.0% |
| Admin fee / account holder | $304 | $16,852-98.2% | $13,881-97.8% | $10,886-97.2% |