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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $66,645 | $167,353-60.2% | $143,797-53.7% | $134,545-50.5% |
| Participation rate | 93.8% | 84.8%+8.9pp | 80.3%+13.4pp | 81.2%+12.5pp |
| Annual return | -12.22% | 0.48%-12.7pp | -0.04%-12.2pp | 418.37%-430.6pp |
| Employer contribution / active EE | $651 | $5,620-88.4% | $4,952-86.8% | $4,742-86.3% |
| Participant deferral / active EE | $6,844 | $6,447+6.2% | $5,638+21.4% | $6,401+6.9% |
| Admin fee / account holder | $1,348 | $18,096-92.6% | $14,679-90.8% | $11,431-88.2% |