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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $16,293 | $181,896-91.0% | $156,551-89.6% | $273,972-94.1% |
| Participation rate | 100.0% | 88.4%+11.6pp | 84.0%+16.0pp | 83.0%+17.0pp |
| Annual return | 27.99% | 30.74%-2.8pp | 32.23%-4.2pp | 41.46%-13.5pp |
| Employer contribution / active EE | $1,692 | $6,248-72.9% | $5,501-69.3% | $4,869-65.3% |
| Participant deferral / active EE | $7,679 | $5,550+38.4% | $4,871+57.6% | $5,287+45.2% |
| Admin fee / account holder | $334 | $15,560-97.9% | $13,028-97.4% | $10,133-96.7% |