Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $13,848 | $149,679-90.7% | $117,039-88.2% | $147,586-90.6% |
| Participation rate | 57.9% | 83.5%-25.6pp | 77.2%-19.3pp | 82.8%-24.9pp |
| Annual return | 10.22% | 19.31%-9.1pp | 18.95%-8.7pp | 578.59%-568.4pp |
| Employer contribution / active EE | $905 | $4,937-81.7% | $3,785-76.1% | $4,876-81.4% |
| Participant deferral / active EE | $1,056 | $4,912-78.5% | $3,929-73.1% | $5,439-80.6% |
| Admin fee / account holder | $1,165 | $7,856-85.2% | $5,974-80.5% | $10,886-89.3% |